See job description for additional compensation details.
Required Education:
4 Year Degree
Additional Information:
Employer will assist with relocation costs.
Associate Wealth Advisor Swad Wealth Management, LLC – Santa Rosa, CA (Hybrid)
Swad Wealth Management is seeking an experienced Certified Financial Planner (CFP®) professional to join our growing firm as an Associate Wealth Advisor.
This role is ideal for a financial planner with 3–5+ years of experience who enjoys deep analytical work, collaborating on client strategy, and building long-term relationships. You will work directly with the founder in delivering high-quality financial planning and client advice across all engagements.
This is not a sales role. There are no marketing or business development responsibilities. The focus is on thoughtful, high-quality planning and helping clients make confident decisions.
For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.
Why Join Us
Most financial planning roles today fall into one of two categories:
Sales-driven environments where growth is tied to production and asset gathering
Large firms where planning is fragmented, and advisors are removed from the full client relationship
This role is different.
At Swad Wealth Management, you will work directly with the founder in delivering comprehensive, relationship-driven financial planning to a small group of high-net-worth and retired clients.
Autonomy
-Work From Home: Option to work from home 2-3 days a week on average
-No micromanagement, with a collaborative and supportive environment
-Sabbatical: one month of paid leave every five years
Mastery
Instead of having to focus on company sales targets, you’ll have the opportunity to dive deep and master various areas such as: Financial life planning, Retirement income planning, Tax strategy & Roth conversion analysis, Estate and insurance planning, and more. Purpose
We intentionally work with a small number of clients so we can deliver meaningful, deeply personalized advice. You’ll build real relationships and help guide major life decisions, making a true impact on the people you serve.
Career Progression & Opportunity
This role is designed to grow over time, with flexibility based on your strengths and interests.
As you develop within the firm, you’ll have the opportunity to take on increasing responsibility in one of two directions:
Lead Advisor Path: Take ownership of client relationships, lead meetings, and guide planning decisions. Planning Specialist Path: Focus more deeply on financial planning strategy, modeling, and analysis across the firm’s clients.
Both paths are valued and play a critical role in delivering high-quality outcomes.
For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.
We support continued growth through professional designations, advanced education, and ongoing development aligned with your interests.
Role Overview
Support the delivery of comprehensive financial planning by participating in client meetings, communicating with clients, and helping guide decisions across retirement, tax, insurance, estate, and cash flow planning. Build and maintain financial plans using tools like Income Lab and Holistiplan, analyze strategies, and prepare recommendations in advance of meetings.
Serve as a key point of contact for ongoing client needs, ensuring timely follow-up and execution, including trades, withdrawals, and RMDs. Collaborate closely with the lead advisor and operations to implement strategies, maintain accurate client data, and continuously improve planning processes and technology.
About the Firm
Swad Wealth Management, LLC serves approximately 50 client households, primarily pre-retirees, retirees, and high-net-worth individuals.
Our mission is to guide clients into and through retirement by helping them align their time, energy, and money with their purpose and passions. We deliver highly personalized advice across investments, tax planning, estate considerations, insurance, and the emotional aspects of money.
We intentionally maintain a focused client base to provide deep, relationship-driven planning, not transactional advice.
To learn more about our firm, visit www.swadwealth.com.
Qualifications
CFP® designation required
3–5+ years of experience (5+ preferred)
Experience with retirees and/or high-net-worth clients preferred
Strong analytical and modeling skills
Strong communication skills: empathetic, clear, organized, and patient
Proactive and self-motivated
Preferred Experience (not required)
Experience with planning and CRM tools such as Income Lab, Holistiplan, Salesforce, Orion, and Schwab. Exposure to trading and portfolio implementation is a plus. Strong Excel skills and familiarity with AI tools (e.g., ChatGPT) are also beneficial.
Additional Credentials (optional)
RLP®, EA, or CPA
Ideal Candidate
Enjoy deep financial planning and strategy
Prefer planning and client relationships over sales
Are detail-oriented and highly organized
Communicate clearly and empathetically
Are proactive and comfortable working independently
Value long-term client relationships
Compensation & Benefits
Initial Base Salary: $95,000 – $120,000
Bonus: Up to $10,000based on performance including client feedback
Sabbatical: one month of paid leave every five years
3 weeks PTO (available after first 90 days)
All major U.S. market holidays off (additional holidays considered)
Retirement Plan: 401(k) with employer matching
Health Insurance: Company covers 50% of premiums
CFP® renewal and continuing education covered
Support for additional certifications
What This Role Is Not
Not a sales position
Not a commission-based role
Not focused on asset gathering
This role is for someone who wants to build a career in financial planning and client service.
How to Apply
If interested, please send your resume and a short (one minute or less) selfie video introducing yourself and explaining what interests you about this specific role. Please do not worry about editing this video or making it great. Please send this to Zack at: zack@swadwealth.com
If you send a video, we will respond promptly. If you don’t send a video, we won’t respond.
Requirements: CFP® 3+ years of experience in financial planning
Swad Wealth Management, LLC serves approximately 50 client households, primarily pre-retirees, retirees, and high-net-worth individuals.
Our mission is to guide clients into and through retirement by helping them align their time, energy, and money with their purpose and passions. We deliver highly personalized advice across investments, tax planning, estate considerations, insurance, and the emotional aspects of money.
We intentionally maintain a focused client base to provide deep, relationship-driven planning, not transactional advice.