Central Texas Associate Business Banking Credit Analyst - Banker Development Program
Location: Houston, Texas
Internal Number: 10280_062451
Amegy Bank is hiring for our January and June 2024 Banker Development Program classes!
Amegy is a leading Texas bank with over $13 billion in assets, 1,600 employees, and more than 75 locations in the greater Houston, Dallas / Fort Worth and Central Texas metropolitan areas.
At Amegy Bank, people and culture are at the heart of everything we do. We live by the motto of "everyone counts" and recognize the diverse values and experiences each employee brings to our team. We grow when our employees are supported and thrive. Let us help you transform your career. Amegy Bank, here you grow.
Amegy Bank is a division of Zions Bancorporation, N.A. (NASDAQ: ZION), one of the nation's premier financial services companies, with total assets exceeding $65 billion and over 10,000 employees, operating in 11 states.
For more information: careers.amegybank.com/moreinfo/EarlyCareer
Banker Development Program
The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking. It provides an opportunity to apply finance and accounting skills to assess credit and business risk, while also developing strong sales skills within the first year of employment through hands-on experience.
The program develops credit analysts into well-rounded bankers with strong prospecting and relationship management skills. It offers a defined career path, which begins with classroom training and transitions into the opportunity to rotate through various lending departments.
Throughout the program, analysts also receive mentors who serve as additional resources and trusted advisors.
Minimum Requirements (please make sure you meet these before applying)
·B.B.A. Finance or Accounting
·Minimum overall GPA of 3.0
·6 hours of accounting courses (9 hours, including Intermediate Accounting I, preferred)
***Please attach a RESUME and a current unofficial TRANSCRIPT, showing all accounting classes, to your application (required at the time of interview). Include GPA on your resume.
·Excellent communication, presentation, and interpersonal skills
·Detail oriented, organized, analytical, with proven problem-solving abilities
·Leadership skills and community involvement
·Highly motivated, self-starter attitude
·Internship / prior work experience is a plus
Phase 1: Initial Training Phase
Phase 2: Rotations
Phase 3: Placement
Phase One: Initial Training
The Initial Training Phase (ITP) is 4-5 months of classroom training at Amegy Bank's headquarters in Houston. You will have two 2-week trainings at Zions Bancorporation's headquarters in Salt Lake City, Utah or virtually.
·Introductory banking and analytical concepts
·Moody's self-study courses designed to teach the analytical process and decision-making techniques needed to make sound credit decisions
·Credit Foundations training
·Mock write-ups based on case studies
·Professional etiquette and sales training
·Introductions to senior management
·Bank-specific administrative training
Phase Two: Rotations
The rotational phase is 12-20 months of on-the-job training through assignments to specific lending groups.
·Perform analytical work required for assigned department
·Shadow bank officers in client and prospect meetings
·Assist in prospecting and business development efforts
·Underwrite financial statement analysis and credit presentation packages
·Participate in loan approval presentations
·Review portfolio credit risk
·Attend seminars and ongoing training
·Participate in discussion sessions on banking concepts
·Build one-on-one working relationships with high-level decision makers
BDP TRACK OPTIONS
Within the Banker Development Program, you have two track options to choose from: Business Banking Credit Analyst and Credit Analyst. While both tracks go through the same Initial Training Phase, they differ in the rotations and eventual placement. Both track options are available in Houston, Dallas/Fort Worth, and Central Texas.
Business Banking Credit Analyst
·Designed for individuals interested in serving small to middle market businesses with up to $20 million in revenue
·Receive in-depth exposure to Business Banking and other groups within the Amegy Community Banking Partnership
4-5 Rotations (13 weeks each)
·Business Banking Portfolio Management Group with SBA exposure in Houston*
·Business Banking in Houston* (various teams)
·Business Banking in Market
·Commercial Lending in Market
* Dallas/Fort Worth and Central Texas analysts will spend their first 10-11 months in Houston before relocating to their Market.
Phase Three: Placement
Takes place approximately 16-26 months after beginning the program; dependent on employee tenure, performance, and staffing needs.
·Associate, Officer (3 to 4 years)
·Assistant Vice President, Relationship Manager II/Portfolio Manager II (4 to 5 years)
·Vice President (5+ years)
What to expect:
·Manage your own portfolio by 1st year out of the program
·Work directly with business owners and CEOs
·Help small businesses and family-owned businesses achieve their goals
·Maintain close ties to the community
Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.