At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.
With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.
Vectra Bank Colorado is excited to offer an opportunity as a Business Banker to an experienced candidate. We are seeking a proven, highly motivated, sales-minded individual to take on a portfolio and grow it for the future as part of our Durango, CO team.
Responsible for the growth, retention and expansion of a portfolio of existing Business Banking clients.
Sources new customers through referrals.
Contributes to deposit growth by cross selling and promoting additional banking products.
Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients.
Meets assigned revenue goal for region and products.
Gains complete knowledge of the business and personal financial needs of assigned customers.
Visits client locations regularly.
Builds knowledge of each assigned client and develops/manages a relationship plan for each client.
Ensures client requests are met by handling them directly and/or referring to appropriate resources.
Meets or exceeds key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics.
Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants.
Complies with applicable company policies and all banking regulations.
Other duties as assigned.
You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.
Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience.
An equivalent combination of education and experience may meet qualifications.
Knowledge of lending and credit analysis preferable in a commercial lending environment.
Ability to expand loans, client relationships and cross sell bank products.
Familiarity of the sales, loan processing and closing processes.
Requires skills and experience in applicant interviewing and perceptive character judgment.
Ability to structure loans and monitor credit performance.
Must have good interpersonal and communication skills.
Working knowledge of software applications, including word processing and spreadsheets.
Manages a small commercial portfolio.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits, including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
This position is eligible to earn a base salary in the range of $67,000 - $89,000 depending on job-related factors such as level of experience
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.