Produce standard and non-standard credit documentation and support with associated processes
Documents include, among others, Credit Facility Agreements, Pledge agreements, Life Insurance Assignments, SBLCs and Guarantees.
Work with standard document templates approved by the Legal department
Ensure correct templates are always used in accordance with the relevant procedure for the allocated market, adhere to zero error target and meet the required SLAs for the delivery of documents
Liaise with the relevant Legal team in cases of non-standard documentation requests or where non-standard language is required (e.g. covenants)
Manage the credit documentation process for the allocated market and refer any issues to the team leader
Check the team mailbox for the allocated market and respond to queries promptly ensuring no items are over 24 hours
Update and maintain the tracking log for the allocated market adding appropriate commentary and ensuring it always remains up-to-date
Share the allocated market pipeline with LS and SBL as agreed with the team leader
Update capacity metrics timeously
Prepare or assist with the preparation of the missing documents report and ensure it is sent before the agreed deadline. Assist with the analysis and investigation of ageing items.
Participate and support team leader with key projects, often within tight deadlines
Participate at team meetings and make valuable contributions. Lead or take notes if designated chairperson/secretary and update the minutes. Follow up on actions allocated to you.
Share information, best practice and ideas with the team
Regularly partner with and provide support for colleagues in other locations. This includes Legal partners, CSS, Onboarding, Business Management and Projects teams
Liaise with Lending Advisors, Credit Executives and internal & external legal teams on documentation requirements and validation
Deepen relationships with other Credit Platform Services teams
Maintain accurate data on documents from clients in the Documentation Tracking System. Create accurate PIDs in a timely manner
Responsible for tracking the status of documents and resolving exceptions
Understand, ensure adherence to and compliance with, JPMorgan policies and regulatory requirements
Understand credit control requirements to ensure that any control requirement is addressed and controls effected
Highlight documentation exceptions through commentary to senior management
Maintain a controls mind-set, able to challenge the status quo and identify process efficiencies
Complete all mandatory training timeously
Ensure timely escalation of issues to team leader/senior management following the applicable escalation procedures
Adhere with Records retention policy
Maintain very good knowledge of credit products
Participate in credit and other forums to stay abreast of new initiatives
Keep informed on new policies/regulations impacting credit and discuss with manager
Commit to own learning and attend training sessions organized by the wider team
University graduate (preferably Law or Finance) with some basic experience in dealing with client credit documents
Experience within a financial institution is desirable
Previous experience in a credit documentation team an advantage
Excellent interpersonal skills with an ability to communicate at all levels
Strong organizational skills and strong attention to detail
Ability to work independently, self-motivated with ability to prioritize work and meet tight deadlines
Familiarity with credit and lending products (some legal knowledge is a plus)
General market knowledge
Knowledge of credit products in European countries is a plus
Ability to suggest improvements and engineer process changes
Strong Word and Excel skills
Control and Risk mitigation mind-set
About Us J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
About the Team J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions with client assets of $4 trillion. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
Operations teams develop and manage innovative, secure service solutions to meet clients' needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.