As part of the Lending Advisory team based in Singapore, the Lending Analyst is a developing credit specialist who works closely with the senior Lending Advisors on the team to assist with the execution and delivery of credit solutions.
Assists the team in the structuring, execution and delivery of credit solutions, prepare related materials including proposal memo and data analysis, liaises with client advisors (bankers, investors, client service specialists), risk, legal and operations partners, manage the deal execution process to completion.
Interacts with client advisors and credit risk team in handling lending-related enquiries and following up on outstanding items
Understands the bank's credit risk framework and maintain a high level of awareness around any potential credit issues; able to resolve the issue and/or escalate to senior team members as required.
Be familiar with the bank's credit documentation, including the terms and conditions, the structure and its relevance to a transaction.
Proactively resolve exceptions, open items and transactional issues - including but not limited to margin call situations, covenant breaches, non-standard pricing, facilities review, past due principal/interest and documentation exceptions.
Assist the team in preparing presentations and marketing materials, produce ad-hoc and regular management reporting, stress test scenarios, data analysis, and any other team initiatives.
Develop the skills required to become an Associate level Lending Advisor upon completion of the Analyst program.
We're looking for highly driven individuals with the initiative to craft complex financial solutions that support growth in the evolving financial markets.
Degree in finance or related field
1-2 years of experience working in a related field would be advantageous
Exceptional interpersonal, communication and analytical skills
Excellent organizational skills, high level of attention to detail and ability to multitask
Genuine interest in financial markets and macro-level economic trends
Superior analytical skills, both quantitative and qualitative
Ability to thrive in a collaborative work environment; working with teams from different backgrounds
Highly inquisitive, focused and pro-active
Good judgment and discretion when working with confidential information
Relevant internship experience and leadership in school or community organization
Proficiency in Excel, Word and PowerPoint, knowledge and experience of systems such as Bloomberg is advantageous
Fluency in English. Mandarin or Bahasa (Indonesian) language skills would be a strong plus given the client coverage of the role
Available to start full-time employment from July 2021 onwards