RiverBank is a specialised lender dedicated to financing Small and Medium Enterprises and Real Estate firms in the Netherlands, Germany and France. RiverBank operates under a full European Banking License allowing to cover all European countries.
RiverBank's mission is to combine the best of the fintech and banking world. As experienced bankers, we commit the bank's balance sheet to grant loans which we analyse using a fundamental credit approach. As a fintech player, we digitally source, process and monitor the loans. Riverbank is growing fast both organically and through acquisitions.
As a young company, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team work. RiverBank will offer an entrepreneurial environment within the regulatory banking framework - a place for people to learn, to achieve and grow. Our culture will promote diversity and individual perspectives in an international environment, represented by more than 10 nationalities.
The Compliance function guides the business through internal and external change and assists management in ensuring compliance with applicable local laws, regulations, business standards, rules of conduct and established industry practices. As a 'trusted advisor', and proactive and challenging partner to the business, the Compliance function aims to support RiverBank in executing its strategy through the provision of practical advice and a risk-based program. The Compliance function includes 'Compliance Monitoring', 'Financial Crime Compliance', 'Governance and regulatory Compliance'.
Perform independent AML/CTF reviews for high risk new business, capital transactions and business partners
Enhance the AML/CTF risk assessment framework in Luxembourg entity and branches including enhancing local policy requirements and procedures and ensuring that they are embedded within the business area in the region
Support relevant audits, regulatory visits, and examinations for financial crime
Provide a point of contact for financial crime queries related to complex transactions and high-risk client onboarding
Assist the Chief Compliance Officer in SAR/STR investigations and reporting to the Financial Intelligence Unit
Execute controls of the Compliance Monitoring Program
Help to develop metrics to measure the success of the program and execute governance and management reporting
Assist the Chief Compliance Officer in the watch of regulatory changes
Assist in the design, implementation and maintenance of a robust Compliance procedural framework
Assist the Chief Compliance Officer in developing and rolling out Compliance training programmes for ongoing awareness and preventive culture
Participate in Compliance related projects
Required qualifications and experience
University degree in business administration or other relevant discipline
Ideally between 6 to 10 years of relevant post-qualification experience in a financial institution, consulting company, or international organisation
Experience within Testing or QA functions or similar roles would be an advantage
Excellent oral and written English skills. Dutch as a language and/or German would be an asset
You have a knowledge of IT (e.g. data management systems, data quality checks)
You demonstrated ability to work in a multicultural environment with a wide range of different stakeholders
You work independently, think and act out of the box and take accountability
You have a 'can do' mentality and are able to embrace challenges in a fast changing and complex environment
You have a curious and an innovative mindset
You have excellent collaboration skills and ability to work across functional and geographic lines
Full time & permanent contract
Position based in Luxembourg
Under normal conditions, occasional travels may be required within the branches (the Netherlands, Germany and France)
A Certificate of good conduct (Casier judiciaire, Polizeiliches Führungszeugnis) will be required in case of positive selection