Working directly with field, this position is responsible for underwriting insurance applications within strict guidelines up to $5,000,000 of life insurance face amount and $8,000 of monthly disability benefit.
Reviews applications from financial advisors to categorize the risk the individual client represents and to determine the appropriate premium and rating class. Assesses medical and non medical requirements as they are received. Partners with medical director, leadership and peers as needed to determine insurability. Communicates with field force to gather financial and medical information, to share underwriting risk assessment decisions and to assist throughout the underwriting process. Actively manages case load of 250 plus applications.
Travels to field offices or presents virtually for the purposes of coaching, training and relationship building with advisors.
May provide formal mentoring of less experienced underwriters and co-signing for underwriter trainees.
5+ years experience.
Demonstrated analytical skills.
Demonstrated decision making skills.
May have or be working towards designations such as FALU, CLU, FLMI, ChFC, etc.